House : Andhra Pradesh Government ₹5 Lakh Housing Subsidy – Full Details for Poor Families
The Government of Andhra Pradesh has been giving top priority to housing for poor families across the state. Many people are hearing that the Andhra Pradesh government is providing a subsidy of ₹5 lakh to poor people of all castes to build houses. Let us understand the complete details, eligibility, benefits, and how this housing assistance actually works.
The main goal of the Andhra Pradesh government is to ensure that every eligible poor family owns a permanent house. The housing schemes are implemented through the Andhra Pradesh State Housing Corporation Limited (APSHCL), which oversees construction, subsidy release, and beneficiary selection.
The state government is working with the Central Government to provide financial assistance, house sites, and infrastructure support. The objective is not only to build houses but also to create proper residential colonies with roads, electricity, water supply, and drainage.
Is There a Direct ₹5 Lakh Cash Scheme?
At present, there is no official scheme that gives a flat ₹5 lakh direct cash amount to every poor person regardless of caste. However, the total assistance provided under various housing schemes, when combined (state + central support + infrastructure), may come close to that figure in some cases.
The assistance amount depends on:
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Rural or urban area
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Category of beneficiary (SC, ST, BC, Minority, General poor)
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Availability of land
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Type of house construction
Major Housing Schemes in Andhra Pradesh
1️⃣ NTR Housing Scheme
One of the key state initiatives is the NTR Housing Scheme. Under this scheme:
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Rural beneficiaries may receive financial assistance of around ₹1.5 lakh.
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Urban beneficiaries may receive up to ₹2.5 lakh.
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Additional support may be given to SC/ST families and other vulnerable groups.
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Funds are released in installments based on construction progress.
The amount is not given in a single payment. It is transferred directly to the beneficiary’s bank account in stages.
2️⃣ Pradhan Mantri Awas Yojana (PMAY)
The Central Government’s housing scheme, Pradhan Mantri Awas Yojana, also benefits many families in Andhra Pradesh.
Under PMAY:
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Financial assistance is provided for construction of pucca houses.
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The combined central and state share may range between ₹2 lakh to ₹2.5 lakh.
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Beneficiaries must not own a permanent house.
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Preference is given to economically weaker sections (EWS) and BPL families.
When state top-ups are added, the overall financial support increases.
Who Is Eligible?
To receive housing subsidy in Andhra Pradesh, applicants generally must:
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Belong to a poor or economically weaker family.
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Not own a permanent (pucca) house.
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Have valid Aadhaar and bank account details.
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Meet income eligibility limits.
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Be listed in eligible beneficiary records through village or ward secretariats.
Importantly, the scheme is open to poor families of all castes, but priority may be given to SC, ST, and other disadvantaged groups as per government norms.
What Benefits Are Provided?
Housing assistance in Andhra Pradesh includes:
✔ Financial subsidy for construction
✔ Free or allocated house site (in some cases)
✔ Basic infrastructure facilities
✔ Direct bank transfer of funds
✔ Technical monitoring of construction
In several housing colonies, the government also provides cement supply, layout development, and welfare infrastructure.
How to Apply?
Eligible beneficiaries can apply through:
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Village/Ward Secretariat
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Mandal office
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Official Housing Portal of Andhra Pradesh
Applicants need to submit:
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Aadhaar Card
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Income Certificate
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Ration Card
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Land documents (if available)
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Bank account details
After verification, the beneficiary name will be approved and added to the housing list.
Important Clarification
There is currently no confirmed government notification stating that every poor person will receive ₹5 lakh directly in cash. Instead, the government provides structured financial assistance through housing schemes. In some cases, when state and central contributions are combined along with land value and infrastructure, the total benefit may be significant.
Citizens are advised to check official government announcements before believing social media messages about a universal ₹5 lakh cash scheme.
Government’s Long-Term Target
The Andhra Pradesh government has announced a long-term goal to ensure that every eligible poor family in the state gets a permanent house in the coming years. Large-scale housing projects are underway across rural and urban areas.
The housing mission is part of the broader welfare agenda to improve living standards, provide dignity, and ensure social security for the poor.
Final Words
The Andhra Pradesh housing subsidy programs are a major relief for poor families across all communities. While there is no flat ₹5 lakh cash scheme for everyone, multiple housing schemes provide strong financial support, land allocation, and infrastructure development.
If you or someone you know is eligible, it is best to approach your local village or ward secretariat for accurate and updated information.
Housing support continues to be one of the most impactful welfare measures in Andhra Pradesh, helping thousands of families move from temporary shelters to permanent homes with dignity.