Card : Bumper Offer for Labor Card Holders – Get Up to ₹50,000 as Maternity Benefit
There is wonderful news for construction workers who hold a valid Labour Card. To support women workers during pregnancy and childbirth, the Building and Other Construction Workers Welfare Board has introduced a special maternity assistance program known as the Mother Lakshmi Bond Scheme.
This scheme aims to reduce financial stress at the time of childbirth and ensure proper health care for both mother and baby. For families that depend on daily wages, this financial support can be a big relief during one of life’s most important moments.
What is the Mother Lakshmi Bond Scheme?
The Mother Lakshmi Bond Scheme is a welfare initiative designed especially for registered women construction workers. Similar in spirit to the popular Bhagya Lakshmi Scheme, this program provides direct financial support to eligible beneficiaries.
The main goal of the scheme is to offer economic security to women workers during maternity. Construction work is physically demanding, and pregnancy requires special care and rest. Recognizing this, the government ensures that women workers do not face financial hardship during childbirth.
This is not just a small benefit—it is a structured financial assistance program that stands as a safety net for working families.
How Much Financial Assistance Will You Receive?
As per the latest government guidelines, eligible beneficiaries can receive financial support directly into their bank accounts after childbirth. The assistance amount is structured as follows:
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For a girl child: Up to ₹30,000
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For a boy child: Up to ₹20,000
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Maximum total benefit: Up to ₹50,000 (as per current Rule 43 provisions)
This amount can significantly help families manage hospital expenses, nutrition, medicines, and early childcare needs. For daily wage earners, ₹50,000 is a substantial financial support that can ease major burdens.
Who is Eligible for This Scheme?
To receive the maternity benefit, certain eligibility conditions must be fulfilled. The rules are simple and designed to benefit genuine workers.
1. Valid Labour Card
The applicant must be a registered construction worker and possess a valid Labour Card issued by the Welfare Board.
2. Work Requirement
The worker must have completed at least 90 days of construction work in the last 12 months before applying.
3. Age Limit
The female worker must be at least 18 years old at the time of application.
4. Number of Children
The benefit is available only for the first two living children.
If you meet these conditions, you are eligible to apply and receive assistance.
Required Documents for Application
To ensure smooth processing of your application, keep the following documents ready:
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Original Labour Card (Construction Worker ID)
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Child’s Birth Certificate
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Mother’s Aadhaar Card (linked to bank account)
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Copy of Bank Passbook
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Mother’s Health Card
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Hospital Discharge Summary
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Work Confirmation Certificate
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Affidavit (required if applying for second child)
Submitting complete and correct documents will help avoid delays in approval.
How to Apply for the Maternity Benefit?
Applicants can choose between online and offline methods depending on convenience.
Online Method
Eligible workers can apply through the official Seva Sindhu portal.
Steps:
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Visit the official website.
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Select the option “Maternity Assistance” or “Harige Sahaydhan.”
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Upload required documents.
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Submit the application form.
This method allows you to apply from home without visiting an office.
Offline Method
Workers who prefer in-person assistance can visit the nearest Labour Department office, commonly known as Karmika Bhavan.
Steps:
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Collect the application form.
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Fill in the required details.
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Attach necessary documents.
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Submit to the concerned officer.
Officials at the office will guide you through the process if needed.
Additional Welfare Benefits for Labour Card Holders
Apart from maternity assistance, registered workers can also benefit from other supportive schemes:
1. Mother and Child Helping Hand Scheme
Under this benefit, ₹500 per month is provided for children under 3 years of age.
This amounts to ₹6,000 per year to support child nutrition and care.
2. Educational Scholarships
The children of registered construction workers are eligible for scholarships ranging from ₹2,000 to ₹30,000 depending on their level of education.
This ensures better educational opportunities and a brighter future for workers’ families.
These schemes are designed to uplift the living standards of labour families and provide long-term support.
Why You Should Apply Immediately
Government welfare schemes are introduced with the intention of improving workers’ lives. However, many eligible beneficiaries miss out due to lack of awareness or delay in application.
If you:
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Have a valid Labour Card
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Recently had a child
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Meet the eligibility conditions
Then you should apply without delay.
This financial support can help cover medical expenses, improve nutrition, and reduce financial pressure during maternity.
Important Note
Make sure:
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Your Labour Card is valid and active.
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Your Aadhaar is linked to your bank account.
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All documents are correct and updated.
Incomplete or incorrect information may delay the approval process.
Final Words
The Mother Lakshmi Bond Scheme is a major relief initiative for women construction workers. With benefits up to ₹50,000, it provides meaningful financial security during childbirth.
If you or someone you know holds a Labour Card and recently welcomed a child, do not miss this opportunity. Share this information with fellow workers so they too can benefit.
Timely awareness and action can bring positive change in your family’s life. Government schemes are meant for your welfare—make sure you take full advantage of them.